How to Apply for PM Awas Yojana in Telangana, Andhra Pradesh, and Hindi States: HOME Complete 2025 Guide
The Pradhan Mantri Awas Yojana (PMAY) is a flagship scheme launched by the Government of India to provide affordable housing to the urban and rural poor. The scheme is divided into two components: PMAY-Urban (PMAY-U) and PMAY-Gramin (PMAY-G). Citizens residing in Telangana, Andhra Pradesh, and the Hindi-speaking states can take advantage of this scheme to get financial assistance for building or buying homes.
This article explains in detail how to apply for the PMAY scheme, eligibility criteria, required documents, state-wise application portals, and more. The information is valid for the year 2025.
1. Overview of PM Awas Yojana (PMAY)
Launched in 2015, the primary objective of PMAY is to achieve “Housing for All” by the year 2025. The government aims to provide pucca houses with basic amenities to eligible families. PMAY covers both urban and rural households and offers benefits in the form of interest subsidies, direct financial grants, and partnership with states for housing construction.
2. Key Features of PMAY Scheme
- Interest subsidy on housing loans through Credit Linked Subsidy Scheme (CLSS)
- Beneficiaries include Economically Weaker Sections (EWS), Low-Income Groups (LIG), and Middle-Income Groups (MIG I & II)
- Assistance up to Rs. 2.67 lakh under CLSS
- Grants up to Rs. 1.20 to Rs. 2.50 lakh under PMAY-G
- Priority to women, SC/ST, senior citizens, differently-abled persons
3. PMAY Urban vs. PMAY Gramin
| Component | Target Audience | Benefits | Portal |
|---|---|---|---|
| PMAY Urban | City/Urban poor | Interest Subsidy, Flats | pmaymis.gov.in |
| PMAY Gramin | Rural poor | Direct Grants, House | pmayg.nic.in |
4. Eligibility Criteria for PMAY (Urban and Gramin)
- Applicant must not own a pucca house anywhere in India
- Family income should be within prescribed limits:
- EWS: up to Rs. 3 lakh/year
- LIG: Rs. 3–6 lakh/year
- MIG-I: Rs. 6–12 lakh/year
- MIG-II: Rs. 12–18 lakh/year
- Women ownership or co-ownership is mandatory in most cases
- Age of applicant must be 18 years and above
- For PMAY-G: Rural area domicile required
5. Documents Required to Apply for PMAY
- Aadhaar Card (mandatory)
- PAN Card
- Income Certificate
- Residential Proof
- Bank Account Details (Passbook)
- Caste Certificate (if applicable)
- Passport-sized photograph
- Land ownership or property documents (for PMAY-G)
6. How to Apply Online for PMAY (Urban)
Step-by-Step Process:
- Visit the official website: https://pmaymis.gov.in
- Click on “Citizen Assessment”
- Choose applicable category (e.g., “Benefit Under 3 Components”)
- Enter Aadhaar number to validate
- Fill in personal details, address, family details
- Upload required documents
- Submit the form and note down the application/reference number
7. How to Apply for PMAY (Gramin)
- Visit the website: https://pmayg.nic.in
- Click on “Stakeholders” > “Beneficiary”
- Enter Aadhaar number and validate
- Fill in details such as bank account, BPL number, job card number
- Submit and save application number
8. State-Specific Portals and Guidelines
A. Telangana
- For Urban areas: Apply via https://pmaymis.gov.in
- For State-sponsored housing schemes: https://2bhk.telangana.gov.in
B. Andhra Pradesh
- Urban PMAY applications through: https://pmaymis.gov.in
- AP State Housing Corporation: https://housing.ap.gov.in
C. Hindi States The following Hindi-speaking states are covered under central portals unless special state housing websites are provided:
| State | Apply via Urban | Apply via Rural |
| Uttar Pradesh | pmaymis.gov.in | pmayg.nic.in |
| Bihar | pmaymis.gov.in | pmayg.nic.in |
| Madhya Pradesh | pmaymis.gov.in | pmayg.nic.in |
| Rajasthan | pmaymis.gov.in | pmayg.nic.in |
| Chhattisgarh | pmaymis.gov.in | pmayg.nic.in |
9. How to Check PMAY Application Status
- Visit https://pmaymis.gov.in
- Click “Track Your Assessment Status”
- Enter Assessment ID and Mobile Number
- Click Submit to view status
Or, for rural applications:
- Go to https://pmayg.nic.in
- Click on “FTO Tracking” or “Beneficiary Status”
10. Financial Benefits and Subsidies
| Income Group | Carpet Area (sq. m) | Interest Subsidy | Max Loan Amt (₹) |
| EWS | Up to 30 | 6.5% | 6 lakh |
| LIG | Up to 60 | 6.5% | 6 lakh |
| MIG-I | Up to 120 | 4.0% | 9 lakh |
| MIG-II | Up to 150 | 3.0% | 12 lakh |
11. Additional Support Schemes by State Governments
Some states offer additional housing support:
- Karnataka: Basava Vasati Yojana
- Telangana: 2BHK Housing Scheme
- Andhra Pradesh: Pedalandariki Illu Scheme
- Uttar Pradesh: CM Awas Yojana (for rural poor)
These can be availed in parallel with PMAY benefits depending on state policy.
12. Common Mistakes to Avoid
- Applying through unofficial or fraudulent portals
- Submitting incomplete documentation
- Not checking income eligibility
- Providing incorrect Aadhaar or bank details
- Failing to track status regularly
13. Offline Application Method
You can also apply offline through:
- Common Service Centres (CSCs)
- District Urban Development Agency (DUDA)
- Gram Panchayat or Block Office (for PMAY-G)
- Banks and Housing Finance Institutions under CLSS
14. Helpline and Support
- PMAY Urban Helpline: 1800-11-6163
- PMAY Gramin Helpdesk: contact@pmayg.nic.in
- Toll-Free (Housing Ministry): 1800-11-3377 / 1800-11-3388
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Urban: click
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Rural: click
The Pradhan Mantri Awas Yojana continues to be one of the most impactful housing schemes in India. With a strong focus on both urban and rural development, the scheme benefits millions of low-income families. Whether you reside in Telangana, Andhra Pradesh, or any Hindi-speaking state, you can apply online easily using your Aadhaar, income proof, and basic documents.
Ensure you follow official instructions, upload correct documents, and track your application after submission. Avail this life-changing opportunity to build or own a house with government support.
Start your journey towards owning a pucca house under PMAY today by visiting the official portals: